"Cover for small dinghies, laser sail boats, large clipper vessels and large private yachts"

Yacht Insurance


What is it?

Yacht insurance provides valuable cover if are an owner of a small dinghy, laser sail boat, large clipper vessel or a large private yacht. It will protect you against loss or damage to your vessel and loss of personal possessions on the vessel, as well as personal accident, public liability and employers’ liability cover.

The minimum cover provided by a Yacht Insurance policy provides third party liability insurance in the event of an accident with a third party, person or property.


Who needs it?

If you operate or charter a vessel in the inland waters of the UK or further ashore you should have at least basic third party liability insurance. With larger vessels Employers’ Liability insurance can be included to cover crew members on shore while on ship’s business.

What having yacht cover means to you?

Having a yacht policy provides you with the peace of mind that you are protected against any yacht-related claims made against you.

  • rhg Blog

    • Help Fight Against Insurance Fraud

      Members of the public can join the fight against insurance fraud by reporting what they know to the Cheatline.  Powered by Crimestoppers, the Cheatline is a free service that enables members of the public to anonymously report information or suspicions about insurance fraud. – Cheatline is on 0800 422 0421, or online at www.insurancefraudbureau.org/cheatline. – […]

    • Garden Security Advice

      Spring is finally here and at this time of year there is lots of activity in gardens and allotments across the country. – Additionally, we may be buying new gardening tools and equipment and it is also traditionally a time when burglars target garden sheds, garages and outbuildings looking for power tools, bicycles and other […]

    • Engineering Insurance

      Why you need engineering inspections   Compliance with the law To avoid costly HSE fees for intervention Defence against claim or prosecution against your business or its directors personally Avoid equipment downtime Gain efficiency, longevity of plant use and reduce your environmental impact   Use this link to identify the types of plant that you […]