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Motor insurance provides you with financial protection in the event of any road accident and protects you from liabilities that might arise from your actions while driving. Under the Road Traffic Act, motor insurance is compulsory for all vehicles that use a public highway. While this is usually taken out on a fully comprehensive basis, by law a vehicle must be covered at a minimum cover for injury to third parties.
According to the Road Traffic Act, if you operate a vehicle on a public highway you must make sure that you have motor insurance in place. Cars, vans, minibuses, lorries and special types of vehicle such as tractors and quad bikes all require motor insurance. Cover can be on a third party only, third party fire and theft or a comprehensive basis. While the type of cover you require may depend on your personal requirements, the majority of vehicles are covered on a comprehensive basis.
Having a Motor policy that covers all vehicles owned by you or driven by you provides you with the peace of mind in knowing that you are acting in accordance with the law and that you are protected against any motor-related claims.
1 Apr 2016
Members of the public can join the fight against insurance fraud by reporting what they know to the Cheatline. Powered by Crimestoppers, the Cheatline is a free service that enables members of the public to anonymously report information or suspicions about insurance fraud. – Cheatline is on 0800 422 0421, or online at www.insurancefraudbureau.org/cheatline. – […]
22 Mar 2016
Spring is finally here and at this time of year there is lots of activity in gardens and allotments across the country. – Additionally, we may be buying new gardening tools and equipment and it is also traditionally a time when burglars target garden sheds, garages and outbuildings looking for power tools, bicycles and other […]
16 Feb 2016
Why you need engineering inspections Compliance with the law To avoid costly HSE fees for intervention Defence against claim or prosecution against your business or its directors personally Avoid equipment downtime Gain efficiency, longevity of plant use and reduce your environmental impact Use this link to identify the types of plant that you […]