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This relates to the escape of water or other substances from pipes within the property, usually caused by the pipe cracking or bursting and causing damage as a direct result.
Burst Pipe cover protects against the escape of liquid from a pipe, whether it is water from a storage tank, from the main water supply or oil from a tank.
It does not relate to water entering the house from an external source. For example if a mains pipe outside the premises bursts this is considered ‘flood damage’ and is covered by a Flood policy. If roof tiles are blown off and rain water enters the house and causes damage, this is ‘storm damage’ and covered by Storm and Tempest insurance.
A burst pipe policy does not cover the consequential losses incurred as a result of any interruption caused to your business. Only by taking out business interruption cover can you safeguard against these potentially enormous losses.
Burst pipe cover provides you with the important peace of mind in knowing that you will be financially protected from a burst pipe in winter. While it’s impossible to prevent the emotional pain of losing items of sentimental value, the policy will help protect you from financial losses that occur.
1 Apr 2016
Members of the public can join the fight against insurance fraud by reporting what they know to the Cheatline. Powered by Crimestoppers, the Cheatline is a free service that enables members of the public to anonymously report information or suspicions about insurance fraud. – Cheatline is on 0800 422 0421, or online at www.insurancefraudbureau.org/cheatline. – […]
22 Mar 2016
Spring is finally here and at this time of year there is lots of activity in gardens and allotments across the country. – Additionally, we may be buying new gardening tools and equipment and it is also traditionally a time when burglars target garden sheds, garages and outbuildings looking for power tools, bicycles and other […]
16 Feb 2016
Why you need engineering inspections Compliance with the law To avoid costly HSE fees for intervention Defence against claim or prosecution against your business or its directors personally Avoid equipment downtime Gain efficiency, longevity of plant use and reduce your environmental impact Use this link to identify the types of plant that you […]