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While a standard policy insures you for specific events, with an All Risks policy you are covered for everything apart from those things specifically listed as exceptions in the policy.
If you take equipment away from your office premises (such as laptops or tablet PCs) it should be covered on an All Risks basis. Accidental Damage cover protects you from damage to items while on your premises, whereas an All Risks policy provides the same level of protection if those items taken off-site.
An All Risks policy provides peace of mind in knowing that when you take portable equipment such as computers to a meeting a mile away or to an overnight conference, you are covered against any loss or damage.
1 Apr 2016
Members of the public can join the fight against insurance fraud by reporting what they know to the Cheatline. Powered by Crimestoppers, the Cheatline is a free service that enables members of the public to anonymously report information or suspicions about insurance fraud. – Cheatline is on 0800 422 0421, or online at www.insurancefraudbureau.org/cheatline. – […]
22 Mar 2016
Spring is finally here and at this time of year there is lots of activity in gardens and allotments across the country. – Additionally, we may be buying new gardening tools and equipment and it is also traditionally a time when burglars target garden sheds, garages and outbuildings looking for power tools, bicycles and other […]
16 Feb 2016
Why you need engineering inspections Compliance with the law To avoid costly HSE fees for intervention Defence against claim or prosecution against your business or its directors personally Avoid equipment downtime Gain efficiency, longevity of plant use and reduce your environmental impact Use this link to identify the types of plant that you […]