"Can any business claim to exist in an entirely accident-free environment?"

Accidental Damage


What is it?

Accidental damage is broadly defined as the damage done to your property or contents by a one-off, unexpected incident.


Who needs Accident Damage cover?

In short, everyone needs to have this cover in place as none of us can make our environment entirely accident free. Items that you might need to protect from accident damage could include glass doors or surfaces, expensive office equipment such as printers and photocopiers or a valuable boardroom table.


What does it cover?

Accidental Damage cover will protect you from losses incurred by an unforeseen, unintentional incident. It won’t cover you for any wear and tear.


What having Accidental Damage cover means to you

Accidental Damage cover provides peace of mind in knowing that should an accident happen within your premises, you will be financially protected. While it’s impossible to prevent the emotional pain from breaking items of sentimental value, at least the policy will ensure you do not suffer monetary loss.


  • rhg Blog

    • Help Fight Against Insurance Fraud

      Members of the public can join the fight against insurance fraud by reporting what they know to the Cheatline.  Powered by Crimestoppers, the Cheatline is a free service that enables members of the public to anonymously report information or suspicions about insurance fraud. – Cheatline is on 0800 422 0421, or online at www.insurancefraudbureau.org/cheatline. – […]

    • Garden Security Advice

      Spring is finally here and at this time of year there is lots of activity in gardens and allotments across the country. – Additionally, we may be buying new gardening tools and equipment and it is also traditionally a time when burglars target garden sheds, garages and outbuildings looking for power tools, bicycles and other […]

    • Engineering Insurance

      Why you need engineering inspections   Compliance with the law To avoid costly HSE fees for intervention Defence against claim or prosecution against your business or its directors personally Avoid equipment downtime Gain efficiency, longevity of plant use and reduce your environmental impact   Use this link to identify the types of plant that you […]