The Basics

This section includes the covers that form the basis of a typical comprehensive insurance policy. Click on any link from the lists below to find out more:


Material Damage (damage caused by a sudden, unforeseen event)

Aircraft (aerial devices)
Riot, Civil Commotion
Malicious Damage
Storm and Tempest
Burst Pipe


Liabilities (where you may be faced with paying a third party as a result of something you did or didn’t do)

Employers’ Liability
Products Liability
Public Liability


Other Basic Covers (these address risks faced by the majority of businesses)

Accidental Damage
All Risks
Business Interruption
Goods in Transit – by others
Goods in Transit – own goods

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