"There are some policies that you are obliged to have in place by law"
Your Legal Obligations
Certain elements of insurance will be strongly advisable for the work you do. Other policies may form part of your contractual arrangements with clients, lenders or partners. There are, however, some policies that you are obliged to have in place by law.
An employer must have valid Employers’ Liability insurance in place according to the 1969 Employers’ Liability (Compulsory Insurance) Act. There are minor exceptions so please check with us if you are unsure.
Under the Road Traffic Act of 1991 all motor vehicles that are used on roads or places to which the public have access must have a Motor policy that insures them, at least on a Third Party basis. This will cover injury to other people or damage to their property caused by you or your vehicle. The same requirement applies to riding schools.
If you operate pressing or lifting equipment this must be inspected regularly. Failure to maintain a proper maintenance schedule can invalidate your Public Liability insurance.
"I fought the law and the law won"
Help Fight Against Insurance Fraud
1 Apr 2016
Members of the public can join the fight against insurance fraud by reporting what they know to the Cheatline. Powered by Crimestoppers, the Cheatline is a free service that enables members of the public to anonymously report information or suspicions about insurance fraud. – Cheatline is on 0800 422 0421, or online at www.insurancefraudbureau.org/cheatline. – […]
Garden Security Advice
22 Mar 2016
Spring is finally here and at this time of year there is lots of activity in gardens and allotments across the country. – Additionally, we may be buying new gardening tools and equipment and it is also traditionally a time when burglars target garden sheds, garages and outbuildings looking for power tools, bicycles and other […]
16 Feb 2016
Why you need engineering inspections Compliance with the law To avoid costly HSE fees for intervention Defence against claim or prosecution against your business or its directors personally Avoid equipment downtime Gain efficiency, longevity of plant use and reduce your environmental impact Use this link to identify the types of plant that you […]